Category Archives: ACCA

ACCA stands for ‘Association of Certified Chartered Accountant and is used in posts referring to accountancy issues

It isn’t too early to file a form 11

You can file your 2014 income tax return at any time after the 1st of January 2015. This can be done via an accountant who will likely use ROS (the Revenue Online Service), or you can do it yourself at the website by using PAYE anytime. People often leave their tax returns until the […]

I won’t apologise for strategically defaulting

This article appeared in the Sunday Business Post on the 18th of August 2013 Strategic default is a contentious issue. Some say it doesn’t even exist, although as a day-to-day financial adviser I know that it does – but I cannot say with absolute precision to what extent. The lack of definition is one problem. […]

Austerity hurts because it works.

I saw a t-shirt once that had a picture of a pyramid and it said ‘slavery, it gets sh1t done’. While I don’t agree with enslaving anybody, it makes a point that sometimes the unpalatable is also the most practical. Which is why when I hear people bemoan how we are enslaving future generations because of the bank bailout or promissory note deal I secretly die inside, we are doing that already. The Economic and Fiscal Outlook of 2013 (if you look it up check out table 12) shows that irrespective of banks that we’d be short to the tune of €40bn between 2012 and 2015.

Irish Property Owners Association call for full mortgage interest relief

The Irish Property Owners Association have called for loan interest to be given a 100% write off as a business expense for landlords the same as it is done for commercial property owners or for any other business that has a loan – currently landlords can only offset 75%.

Inequality reigns, but does it matter?

This week I had the pleasure of attending a fascinating talk hosted by the think-tank, the topic was on income inequality in Ireland from 2006-2010 and the researchers were from University College Cork. The research is the first of it’s kind in Ireland and is using a new dataset which was made available by the Revenue Commissioners, it splits a sample of 1,400,000 workers into five categories or ‘quintiles’ based on their earned income. The findings then look at how much inequality there is in earnings by analysing this information.

Accountancy services in Dublin 2, a list of what we help our clients with. provide B1, CRO reporting, Payroll, P35’s, P30’s, RCT, C45, CT1, Audits, year end accounts, form 11 tax returns and other accountancy and book-keeping or payroll services in Dublin 2.

P35 & RCT deadline approaching – filing 2011 P35 & RCT’s

A p35 is a year end return showing who you employed as an employee during the tax year 2011 (from the 1st of January to the 31st of December). It shows who was employed, their tax number, the USC, PAYE and other taxes deducted. Think of it as a breakdown of your employee payroll for the year.

RTE News: Personal Insolvency Bill

We are delighted at the announcement of the new Personal Insolvency Bill and while there are issues around it (as there would be with any new legislation); on the main we are satisfied that it is fit for purpose and is a big step in the right direction.

RTE News at 9 on CSO Property statistics

In this clip we gave some opinion on the property and credit market, and how it is affecting prices.

TV3 The Morning Show – Personal finance for the new year

This time on the Morning Show we talked about ideas for personal finance in the new year, how to get ‘financially fit’ and some simple steps to help get you there.