Category Archives: Insurance

The Insider – how to get tax relief on life insurance

Taken from our regular appearances on TV3’s ‘The Morning Show’

If you like it but you haven’t put a ring on it

I give advice to couples regularly, those couples can be married, same sex, co-habiting or otherwise, but the common thread is that they are together and plan to stay together, and they want to make financial plans with common future for themselves. The issue can be that they are not married, in Ireland as many as one in ten people are co-habiting, which takes in people who are engaged but not married, couples who live together straight and gay alike who are not married, and separated people who form new relationships but are not yet divorced. While their love may be true, their treatment in the system is not the same as married people, it can also mean a lack of rights to the property of the other person, something which is legislated for if you are married or in a civil partnership.

Secret savings in life insurance

Lots of time is spent in finance columns where the writer is really trying to demonstrate how smart they are rather than showing you a way to save money. I don’t try to prove I’m smart because the truth is I’m a regular person like anybody else, but what I am good at is practical advice that works. Which is why this week I’m going to share one of finances best kept secrets, it’s how to get tax relief on your life insurance! You can call any life insurance company and probably never be offered what I am going to show you today, but trust me, it is both true and accurate.

TV3 Ireland AM on financial compliants

Ireland AM covered the financial services ombudsman report

TV3 The Morning Show on Insurance and the best kinds to have

In this piece we spoke with Alan and Aisling about insurance, the different types, what is appropriate and at what level. This is normally a dull topic, but it is hugely relevant to peoples personal finances and for that reason it was great to have a chance to put some popular myths to bed about different types of insurance and what is and isn’t useful or helpful.

TV3 The Morning Show, Personal Finance – Health & Life insurance

We were really pleased to be back in the studio with Sybil & Martin to talk about health and life insurance, in particular some of the peculiarities of both; for instance – did you know that men are covered for pregnancy in Irish health insurance contracts?

Sunday paper mentions 11th March 2012, Sunday Times (x2) & Sunday Business Post

We were quoted in three separate articles in the Sunday papers this week.

The Sunday Times mentioned the report we did with on property prices for investors (here), the full report is available over on on the blog (here). Our view is that for investors there is still not a highly compelling reason to get into property.

TV3 The Morning Show

We were pleased to appear on The Morning Show with Sybil & Martin to talk about health insurance, car insurance and credit unions

TV3 The Morning Show – Personal finance for the new year

This time on the Morning Show we talked about ideas for personal finance in the new year, how to get ‘financially fit’ and some simple steps to help get you there.

The Guardian – Negative Equity Insurance is not the answer

Our sister company Irish Mortgage Brokers was mentioned in the Guardian online about ‘negative equity insurance’. Our comment on the piece is below:
“The vendor has to fund this out of their own cashflow,” says Karl Deeter of Irish Mortgage Brokers. So it will only suit those that have a very small mortgage – mainly older people and those that bought long before the peak – because those are the only ones who will make a profit on their property sale. Deeter is sceptical the insurance is the way to kick-start the moribund Irish market. “It’s part of the general medical box but it’s not the cure,” he says. Deeter is of the view that the government needs to bring in a personal insolvency laws urgently, like Chapter 13 in the US AKA, “wage earners bankruptcy”.