Category Archives: Banking

The high rents that Jack built

This article originally appeared in the Sunday Business Post on the 24th of January. Jacking up rents quickly is a process that can’t occur now since new legislation was pushed through last December. But the question is: who jacks up rents and why? Empirically, the market is full of amateur landlords, but are they the […]

Minister of finance intervention on interest rates

This article originally appeared in the Sunday Business Post on the 7th of July 2015 It seems to be a fait accompli that the banks will drop mortgage rates because the Minister of Finance told them to do so. Thus far talk of any pitfalls are being avoided in the belief that subsidising a certain […]

Tracker options are window dressing in a broken market

This originally appeared in the Sunday Business Post on the 6th of July 2014 Most of the “move your tracker” options are window dressing when you look at the potential impact on the credit market. Banks are allowing a person to ‘move their tracker’, which shows that you can shift it around, but they wouldn’t […]

Eastern Promise

This article first appeared in the Sun on Sunday on the 28th of July 2013 As it is the month of Ramadan I thought it would be worth talking about Islam, and to make it relevant the way that Islamic Finance or ‘Sharia compliant finance’ works. It may seem strange at first (and this may […]

The Insider – TV3 personal finance on The Morning Show

This week we talked about the information that banks have and how they use it to sell you product. We stress getting independent advice and not buying directly from banks, or at least shopping around before doing so.

Beat the Banks

I do my best to help you with your money concerns, and that is why this week I want to teach you how to ‘beat the bank’, it’s time to turn their tricks back against them Firstly, look at the way the banks hit you for your cash. They’ll charge you 4-5% on a mortgage, […]

TV3 The Morning Show on mortgage tax relief, bank bailouts and putting the cost in perspective

TV3 The Morning Show on mortgage tax relief, bank bailouts and putting the cost in perspective

Beating the Banks

I do my best to help you with your money concerns, and that is why this week I want to teach you how to ‘beat the bank’, it’s time to turn their tricks back against them Firstly, look at the way the banks hit you for your cash.

TV3 coverage of CSO figures

We were asked to comment on the recent CSO figures which showed that prices are still dropping but that there is perhaps a different dynamic in cities. In Dublin (the only city separately considered by the CSO) house prices have not dropped for two months in a row – actually rising.

TV3 – Ireland AM, 23rd May 2012

In this piece Noleen Blackwell from FLAC and Karl spoke to Mark and Sinead about mortgage arrears and figures that were due out from the Central Bank. This was our first time to go on Ireland AM and as always everybody was lovely but not afraid to offer challenging debate on the topic.