Tag Archives: irish interest prices

Will there be more or less competition in banking?

Something occurred to me recently, it’s that state controlled AIB have too many distribution channels. There is AIB branches, AIB direct and online, AIB for brokers, then EBS both broker owned and direct and finally a soon to be revamped sub-group called ‘Haven Homeloans’. No matter who you make an application to the actual underwriting of the loan (the criteria of whether you get it or not) will be identical.