Category Archives: Financial Advice

RTE News at 9 on CSO Property statistics

In this clip we gave some opinion on the property and credit market, and how it is affecting prices.

TV3 The Morning Show – Personal finance for the new year

This time on the Morning Show we talked about ideas for personal finance in the new year, how to get ‘financially fit’ and some simple steps to help get you there.

RTE News at 1, PTsb mortgage bonus scheme, 14th November 2011

We were interviewed by RTE News at One with John Finnerty. The topic was a potential bonus scheme that PTsb are likely to announce for tracker mortgage customers who pay down their loan early. They are doing this because they want to deleverage and if they include repricing in the option then it may give them the ability to make money on these loss making loans.

Irish Times: What first time buyers want…

We were mentioned recently in the Irish Times by Frances O’Rourke in a piece about first time buyers. Mortgage broker Karl Deeter is just as certain of the trend towards houses: “The overwhelming majority of our clients, over 90 per cent, are not looking to buy apartments.” He doesn’t think people are – or should – make a decision to buy on the basis that their mortgage repayments would be similar to their rents. Many people will stretch a little to pay the mortgage on a house they plan to live in forever “or at least the foreseeable future”. (He also reminds would-be buyers that mortgages taken out next year will get a reduced rate of mortgage interest tax relief before it disappears after 2012.

Bower & Byrne Construction, Philip & Peter Byrne

This construction company is operated from 37 Balkill Park in Howth. The brothers who run it (Philip & Peter Byrne) are originally from Dunluce Road in Clontarf.

One of our directors has worked with this builder firm in the past; if you are thinking of doing the same please feel free to call us in confidence to discuss the experience.
We would urge you to make this in order to get an independent view of dealing with this company.

Advisors.ie mentioned in the Sunday Business Post

It is likely the case that deposit rates will start to go into a downward move as the ECB drops its odds of raising rates and as banks seek to find margin (which they can do via lower deposits). This contrasts with the massive funding issues the banks are having (and the country for that matter!), but it is still important to see that a guaranteed 4% plus return is possible and on that basis locking away some cash is a good idea. The excerpt is below:

‘‘There is an argument to go out one year at 4 per cent,” said Karl Deeter of advisors.ie. ‘‘Locking it away is the downside. Rates are coming down, but banks might be so deposit-hungry that they keep savings rates up.”

TV3 The Morning Show 6th September 2011

Our regular piece on The Morning Show with Sybil & Martin was about debt forgiveness this week, great conversation in an easy to interpret manner.

Using cost accounting in your business: the High/Low method

high low method of cost accounting, management accounting, accountants in dublin 2, financial advice, financial advisers, financial advisors, accountancy

TV3 The Morning Show – Personal Finance piece on Credit Cards

We were delighted to help out again on The Morning Show on TV3 with Martin King & Aisling O’Loughlin who was sitting in for Sybil Mulcahy. We spoke about credit cards and then ran a live twitter personal finance clinic

Irish Examiner: Opinion piece on Debt Forgiveness

We had a piece in today’s Examiner on the topic of Debt Forgiveness, see below: ‘Debt forgiveness’ is an undefined expression, we have no commonly held interpretation of what it is. For that reason the debate rages as to whether it can occur or not; but without definition the argument cannot advance.
On one side you have household name economists and on another you have Fine Gaels Briay Hayes (Minister of State at the Department of Finance) saying it is an impossibility along with most of the banks.